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Short-Term Disability (STD) insurance

The University's Short-Term Disability Plan is available to ÁùºÏ±¦µä benefit-eligible staff and certain non-regular academic positions to provide replacement income in the event an eligible employee experiences a qualified medical disability. It is not available to faculty or retirees.

The plan is administered by MetLife. For plan providers or health care provider information, visit our plan contacts page.



Base Plan

The Short-Term Disability (STD) Base Plan is paid by the university, and eligible employees are automatically enrolled.

? Plan Features

  • Covers up to 60% of eligible Annual Base Benefit Rate (ABBR) in the event an eligible employee experiences a qualified medical disability.
  • Available for use after meeting the elimination period of seven consecutive calendar days.
    • Employees must use available leave/PTO to cover the elimination period.
  • Employees must use available accrued paid time off to cover unpaid time associated with short-term disability benefits, unless otherwise approved.
 

? Eligibility

  • Available to regular benefit-eligible administrative, service and support positions and certain non-regular academic employees as approved by the chancellor and president.
  • Eligible employees are automatically enrolled in the Base Plan when they first become benefit eligible.
  • Date of disability must be on or after January 1, 2024.
 

? Premiums

  • $0
    • The Base Plan is paid by the university.
 

Buy-Up Plan

The Short-Term Disability Buy-up Plan allows you to reach 100% income replacement for an additional premium by covering the remaining 40% of eligible earnings on top of the coverage provided by the Base Plan.

? Plan Features

  • Covers 100% of Annual Base Benefit Rate (ABBR) in the event an eligible employee experiences a qualified medical disability.
  • Available for use after meeting the elimination period of seven consecutive calendar days.
    • Employees must use available leave/PTO to cover the elimination period.
 

? Eligibility

  • Available to regular benefit-eligible administrative, service and support positions and certain non-regular academic employees as approved by the chancellor and president.
  • A statement of health form (evidence of insurability) may be required. See "Opportunities to Elect and Stat